Visa credit cards
Everence Federal Credit Union offers Visa credit cards for both individuals and businesses. All Everence credit cards have no annual fees and no interest charged on purchases if paid within 25 days of the statement date. The Everence credit card provides cardholders the opportunity to give back to their community. Read more about our Rebate for Missions program.
Visa credit cards for individuals
Personal cards have a fixed annual percentage rate of 8.9 percent to 15.9 percent based on credit history.
To apply, complete the Visa credit card personal application, print it out and fax the application to (717) 735-8331. Or bring it to any Everence Federal Credit Union office. Or mail the application to Everence Federal Credit Union Card Center, 2160 Lincoln Highway East, Suite 20, Lancaster, PA 17602-1150.
With an Everence personal credit card, you can access your account online. Called eZCardinfo, this service allows you to:
- Access previous statements
- Check your available balance
- Download transactions
- Make your payment online
- Set alerts to notify you of transactions and your current balance
When applying for a personal credit card, please read the Visa credit card disclosure and view rate information.
Visa credit cards for businesses and congregations
On a Visa credit card account for businesses or congregations, you may have as many cards and authorized users as you wish. Business cards have a fixed annual percentage rate of 9.9 percent to 13.9 percent. Businesses can choose a consolidated monthly bill or individual card statements. To apply, complete the Visa credit card business application and follow the instructions on the form.
With an Everence business card account, you can access your business cards online with eZBusiness Card Management. This service allows the company to:
- View accounts and balances on one screen
- View past and current statements
- Download transactions
- Make payments
- Modify credit limits
- Close employee credit cards
When applying for a business credit card, please read the Visa credit card disclosure.
Lost and stolen cards
If you lose your Everence Federal Credit Union Visa credit card, it is stolen or you have a statement dispute, contact us at the following phone numbers:
- Credit card customer service: (866) 839-3409
- Lost or stolen card credit cards: (866) 839-3485
Autopay allows you to make automatic payments to your Visa credit card account each month free of charge. You can pick the day your automatic payment is made, either from your checking or your savings account. You have four payment options:
- minimum payment
- pay in full
- pay fixed amount
- pay percentage of the balance
With Autopay, you receive a monthly credit card statement as usual. On it will be a note telling you the amount of the automatic payment and the day it will be made. This gives you time to make sure you have adequate funds in your payment account. To enroll in Autopay, fill out the authorization form.
Verified by Visa
Everence Federal Credit Union offers additional security for when you use your Visa credit card to make purchases online. Called Verified by Visa, this service adds a password to your existing credit card accounts—a password that participating merchants will ask you for when you give them your card information via the Internet. This makes it more difficult for your card information to be stolen and used by someone else without your knowing about it.
Your Verified by Visa password will be for online purchases only. Those you make in person will be processed as usual.
Verified by Visa is free, but you must register for it. The registration site will also give you additional information about Verified by Visa.