Become a member of EFCU
We provide products and services that align with biblical principles
Established in 1955, Everence Federal Credit Union (EFCU) is a financial institution with more than 16,000 members across the nation. You also have access to more than 5,000 shared branches and over 30,000 surcharge-free ATMs nationwide.
We provide products and services that align with biblical principles. When you bank with Everence, you join a community that’s committed to spiritual and financial growth, stewardship and sustainability. Where else can you go to find a credit card that gives back to the community or makes discounts available for fuel-efficient vehicle loans?
Find out more about the many ways we are different than your average banking institution.
At EFCU we offer free checking accounts and free online banking as well as a variety of consumer loan products at affordable rates.
Membership in a credit union is not open to the general public. Instead it is extended to persons sharing a common bond. At Everence, it’s faith and values. See if you are eligible for membership at EFCU by reading the criteria below.
Follow these easy steps to apply for membership
- Download, complete and sign our membership application,
indicating what services you would like to have at this time in
addition to the basic share savings account. (We encourage you to read the disclosure prior to completing the application.)
- Bring the application to one of our many offices or mail it along with $5 to:
Everence Federal Credit Union
2160 Lincoln Highway East, Suite 20
Lancaster, PA 17602.
If you have any questions about EFCU, email us at email@example.com or give us a call at (800) 451-5719.
Member Switch Kit
To help make your transition to Everence as simple and smooth as possible, follow the steps in our helpful Switch Kit to guide you through the “switch” from your current account to your Everence account.
To be eligible for membership with Everence Federal Credit Union, one of the following options must apply to you. Once you join Everence Federal Credit Union, you can be a member for life, no matter the church in which you decide to worship or where in the world you decide to live.
- I am and/or my spouse is a member of or attends an eligible Anabaptist-related church.
- I am and/or my spouse, parent, or legal guardian is a member of Everence (participant in any Everence product or service).
- Employee of eligible Anabaptist-related organization or institution.
- Service worker of eligible Anabaptist-related mission or agency.
- Resident of an Anabaptist-affiliated retirement center.
- Student (full or part-time) currently attending an Anabaptist-affiliated educational institution.
- I am an immediate family member or live in the household of a current or eligible Everence Federal Credit Union member.
- I share a commitment with the historical faith and biblical stewardship principles of Mennonite/Anabaptist Christians acknowledging all aspects of life belong to God (Psalm 24). I practice the stewardship of God’s love toward others by following the example of Jesus Christ, sharing divine mercy, and promoting reconciliation efforts. Because everything is a gift from God, I practice responsible stewardship of money and possessions, the environment, health, time, and talents. And, to share in God’s generosity, I practice Christian mutual aid, and share my spiritual gifts.
New member identification
The USA Patriot Act of 2001 requires Everence Federal Credit Union to obtain basic information from you and verify that information when you open a new account.
This means Everence Federal Credit Union staff will ask you for some basic information, such as your name, address, date of birth, and other information designed to help identify you. Everence Federal Credit Union staff may also ask to see documents identifying you, such as a driver’s license, passport, or other government-issued document. Everence Federal Credit Union appreciates your patience and understanding as we do our part in complying with the account identification procedures required by the federal USA Patriot Act of 2001.