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Become a member of Everence Federal Credit Union

Established in 1955, Everence Federal Credit Union (EFCU) is a financial institution with more than 16,000 members across the nation. You also have access to more than 5,000 shared branches and over 30,000 surcharge-free ATMs nationwide.

We provide products and services that align with biblical principles. When you bank with Everence Federal Credit Union, you join a community that’s committed to spiritual and financial growth, stewardship and sustainability. Where else can you go to find a credit card that gives back to the community or makes discounts available for fuel-efficient vehicle loans? Find out more about the many ways we are different than your average banking institution.

At Everence Federal Credit Union we offer free checking accounts and free online banking as well as a variety of consumer loan products at affordable rates.

Membership in a credit union is not open to the general public. Instead it is extended to persons sharing a common bond. At Everence, it’s faith and values. See if you are eligible for membership at Everence Federal Credit Union by reading the criteria below.

Apply for membership

Membership eligibility

To be eligible for membership with Everence Federal Credit Union you must either:

  • Have a relationship with a church or church organization that is Mennonite or an eligible Anabaptist-related church
  • Work for an employer, volunteer in missions or service, reside in a retirement community or study at an institution that is Mennonite or Anabaptist
  • Have a spouse is a member of Everence, or be a dependent of an Everence member
  • Share values with the stewardship principle that all I am and all I have are from God (Psalm 24). In response to God’s generosity, I practice stewardship of all my resources

If you have any questions about Everence Federal Credit Union, email us at or give us a call at (800) 451-5719.

Member Switch Kit

To help make your transition to Everence Federal Credit Union as simple and smooth as possible, follow the steps in our helpful Switch Kit to guide you through the “switch” from your current account to your Everence Federal Credit Union account.