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Become a member of EFCU

We provide products and services that align with biblical principles

Established in 1955, Everence Federal Credit Union (EFCU) is a financial institution with more than 16,000 members across the nation. You also have access to more than 5,000 shared branches and over 30,000 surcharge-free ATMs nationwide.

We provide products and services that align with biblical principles. When you bank with Everence, you join a community that’s committed to spiritual and financial growth, stewardship and sustainability. Where else can you go to find a credit card that gives back to the community or makes discounts available for fuel-efficient vehicle loans?

Find out more about the many ways we are different than your average banking institution.

At EFCU we offer free checking accounts and free online banking as well as a variety of consumer loan products at affordable rates.

Membership in a credit union is not open to the general public. Instead it is extended to persons sharing a common bond. At Everence, it’s faith and values. See if you are eligible for membership at EFCU by reading the criteria below.

Follow these easy steps to apply for membership

  1. Download, complete and sign our membership application, indicating what services you would like to have at this time in addition to the basic share savings account. (We encourage you to read the disclosure prior to completing the application.)
  2. Bring the application to one of our many offices or mail it along with $5 to:
  3. Everence Federal Credit Union
    2160 Lincoln Highway East, Suite 20
    Lancaster, PA 17602

If you have any questions about EFCU, email us at or give us a call at (800) 451-5719.

Member Switch Kit

To help make your transition to Everence Federal Credit Union as simple and smooth as possible, follow the steps in our helpful Switch Kit to guide you through the “switch” from your current account to your Everence Federal Credit Union account.