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Loans for individuals

Everence Federal Credit Union offers an array of loan products for many different purposes. Online applications are available for most loan products, and we attempt to give you a timely response to a loan application. Also, learn about the benefits of debt consolidation and simplifying your payments.

Consumer loans

Everence Federal Credit Union consumer loans are available for a variety of purposes with varying rates depending on purpose, term, credit scores, and collateral. Loans for both new and used vehicles are also available.

Real estate loans

Everence Federal Credit Union has a variety of loan options available for the purchase of real estate. These include both first mortgages, home equity loans, home equity lines of credit, as well as construction and other types of property loans.

Student loans

Get great rates for those great expectations with our innovative private student loans for new college funding or to consolidate existing loans.

Green home equity discount

We now offer an extra incentive if you’ve wanted to reduce your home’s energy costs. Our new Going Green home equity loan can save you a half percent rate reduction.

Fuel efficient vehicle discount

Be a good steward of the environment—and get a 1 percent reduction on the interest rate for a vehicle loan. That’s possible when you finance the purchase of a hybrid or fuel efficient vehicle with an Everence Federal Credit Union auto loan.

Enterprise car buying services

Everence and Enterprise Car Sales have teamed up to make buying your next car a convenient, haggle-free, worry-free experience. It starts with great financing options from Everence tailored to meet your needs.