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Products and services for businesses


Everence Federal Credit Union has developed a line of services especially for small business owners. These are designed for business people who like prompt, personal attention with low fees and multiple financing options. These services are also designed to help you practice your values of mutual aid and care for each other with integrity and innovation.

Business checking

You have two options for business checking with Everence Federal Credit Union: 1. Regular: no fees, no minimum balance, unlimited check writing; 2. Dividend: interest-bearing, unlimited check writing.

Business savings

Regular savings, certificates, money market accounts, clubs, and SEPs are all savings options available for your business.

Business loans

We offer loans for business, agriculture, commercial, and corporate operating expenses as well as lines of credit and letters of credit.

Credit and debit cards

In a world that increasingly relies on plastic for point-of-sale transactions and cash, Everence Federal Credit Union offers both a credit card and a combination debit card with some unique features.


Check account balances, make transfers, stop payments, reorder checks, access monthly e-statements all free, all in 'real time,' all available 24 hours a day, seven days a week. We also offer electronic bill payment for your business.

Health savings accounts

Our health savings plan makes it possible to set aside money tax-free for qualified medical expenses. An Everence HSA also has a variety of investment options and ways to access the account.

Merchant services

Everence Federal Credit Union has partnered with First Data, a leader in payment processing solutions, to offer you easy and affordable merchant processing programs to meet to today’s consumer demands.