Loan modification request

Businesses, nonprofits and churches with a loan through Everence may be eligible for relief options including loan modification.       

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Mortgage and home equity modification

Details for loan modification requests

Businesses, nonprofits and churches can apply for a loan modification using the form below.

Please review the requirements and options before applying. 


Borrowers must have been adversely impacted by COVID-19. Examples of adverse impact includes lost wages, temporary closure, etc.

Borrowers should have their 2019 financial statements (accountant or internally prepared) as well as a current bank statement for all applicable operating and reserve accounts when applying.


Possible loan modification options include:

  • Reduced payments
  • Full payment deferral

For up to 90 days. 

Process and timing

Your request will be evaluated by a loan specialist. They will be in contact with you should additional information be necessary.

The expected turnaround time is one week.

Looking for other relief options?

As our communities navigate the effects of COVID-19 (coronavirus), Everence is providing resources and initiatives to help support individuals, organizations and congregations.

Learn more