Loan products

Available mortgage and home equity loan options

6.875%1

30 year fixed-rate mortgage

Mortgages

Whether purchasing a new home or refinancing an existing loan, we will help you find the solution that's right for you.

6.990%2

10 year home equity loan

Home equity loan

We can help you make the most of the equity in your home.

5.490%3
for 12 months;
8.240% - 15.500%

thereafter

Home equity line of credit

Tapping into your home's equity is a great way to pay for home improvements, consolidate debt or pay for other major expenses.

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Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602

Toll-Free: 800-451-5719
Phone: 717-735-8330
Fax: 717-735-8331
Text: 717-735-8332

Email: infocu@everence.com

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Find an Everence Federal Credit Union branch, shared branch, or fee-free ATM near you.

Everence values

Doing better together

By working with Everence, you help make a difference for our members and community. We live out our values through responsible money management and giving back to others.

Disclosure

Everence Federal Credit Union, NMLS #403410

Rates current as of April 1, 2024.

1Real estate loan rate: not quoted as APR; discount points and closing costs may be applicable. All rates are subject to credit score, loan program, loan-to-value ratio and property type.

2Annual Percentage Rate (APR) for applicants with excellent credit and is subject to change without notice. APRs based on credit score and loan-to-value. Your APR may be higher. Sample term: If you borrow $25,000 at 6.990% APR for a 10-year term your estimated monthly payment may be $290.14 plus insurance and taxes. Offer subject to credit approval. A credit of up to $350 will be applied toward closing costs for home equity loans of $25,000 and above. If the home equity loan is closed within the first 24 months, the credit will be charged at payoff.

3The introductory and sample variable Annual Percentage Rate (APR) are based on new financing with an amount of $10,000. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in the Wall Street Journal on the last business day of the month, plus a margin based on loan-to-value and creditworthiness. Your APR will depend on credit and loan terms. Offer limited to first and second mortgage liens on a one- to four-family residential property. Property insurance and/or flood insurance may be required.