To open an Everence Federal Credit Union congregation checking account, either regular or dividend, stop by or call one of our offices. You can also send us an email. We will send you an account change card to sign, which you return to us along with your first deposit into your checking account. Everence Federal Credit Union has two types of checking accounts available for congregations:
Our regular checking account has no monthly fees, unlimited check writing, and requires no minimum balance. We offer automatic overdraft protection from your savings account (one time per month with no charge). The only cost to your congregation is each order of personalized checks.
Our dividend checking account also has unlimited check writing with monthly dividends at competitive rates. Average daily balance needs to be above $3,000 or a monthly fee will apply. Automatic overdraft protection from shares (one time per month with no charge). You pay for each order of personalized checks.
We have partnered with Deluxe Corp. for check reordering. You can reorder checks by visiting Deluxe website.
Everence Federal Credit Union will also pay for items presented against your congregation’s checking account, even if paying the item causes the account to become overdrawn. However, there are fees associated with this service. Courtesy Pay comes automatically with our checking accounts, but you can opt out of the service if you wish. More information and opt out. (PDF)