Vision plans
Similar to what some employers may offer, these plans offer comprehensive insurance coverage to help you manage your eye health and budget for vision costs.
Features
- Coverage for eye exams, lenses, frames and contact lenses.
- Apply at any time during the year.
- Easy method for payments.
- Extensive provider network.
Plan overview
Both plan options offer affordable monthly premiums.
Low plan
- Exam and lenses every 12 months.
- Frame every 24 months.
- Helps pay for contact lenses annually.
High plan
In addition to low plan benefits, also:
- Covers frames every 12 months.
- Offers more coverage for contact lenses annually.
For more details about benefits, premium costs and co-pays, see "Get a quote and enroll" below.
Dental plans
Similar to what some employers may offer, these plans offer comprehensive insurance coverage that helps you keep your smile bright and budget for dental costs.
Features
- Covers cleanings and exams.
- Helps pay for basic dental services needed by older adults.
- Apply at any time during the year.
- Easy method for payments.
- Extensive provider network.
- More than two annual cleanings are covered for members with specific at-risk conditions.
Plan overview
Both plans offer affordable monthly premiums. You're not paying for benefits* mostly used by younger adults!
Low plan
- Two cleanings/exams are covered anytime during the year.
- Pays 50% of basic in-network services.
- $1,000 annual maximum benefit.
High plan
In addition to low plan benefits:
- Pays 80% of basic in-network services.
- Up to $1,250 annual maximum benefit in some states.
For more details about benefits, premium costs and copayments, see "Get a quote and enroll" below.
*Examples: sealants and braces.
Get a quote and enroll
Get a quote plus learn coverage details and copayments from our plan partners (see partner information below).
It's easy to enroll in a dental or vision plan, or both! Be prepared to answer a few eligibility and personal information questions. Review this online enrollment guide to know what to expect.
Contact us
Read over the eligibility and enrollment details below. If you have questions, please contact us.
Everence Member Services
800-348-7468 ext. 2460
Eligibility and enrollment
Eligibility
To be eligible for a vision or dental plan, you must:
- Be age 60 or older and an Everence Association member (such as own an Everence Medicare Supplement or annuity product).
- Live in a state where the plan is available. Currently, you can sign up for a plan in Arizona, California, Colorado, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Michigan, Nebraska, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas and West Virginia.
Enrollment
If you are eligible and are enrolling for the first time, you can sign up at any time.
- You enroll as an individual and have your own plan.
- We encourage you to enroll for one year. If you want to switch between the plan options, you can do so after you’re on your current plan for one year. If you cancel, you can re-enroll in one year after cancellation.
Customer service
Once you have a dental or vision plan, here's how to get information about your specific plan benefits, claims or to get your questions answered.
How to take advantage of your benefits
Once you enroll in the plans, these new customer flyers offer an overview of your plan benefits.
Billing information
Contact customer service at our plan billing partner:
Insurance TPA
833-873-6589
Your plan benefits and claims
Get answers about your benefit and claims.
Vision: VSP, 800-877-7195
Dental: Renaissance, 888-358-9484
Access your plan description, benefits and claims online below.
Our partners
Everence partners with Renaissance Life & Health Insurance Company of America and Renaissance Life & Health Insurance Company of New York (Renaissance) to offer you affordable, convenient dental and vision coverage. Renaissance underwrites the dental plans. Vision plans are underwritten by Renaissance and administered by VSP.
Underwritten by Renaissance Life & Health Insurance of America, Indianapolis, Indiana, and in New York by Renaissance Life & Health Insurance Company of New York, Binghamton, New York. Both companies may be reached at PO Box 1596, Indianapolis, IN 46206. Each company has sole responsibility for its own products. Products and services referred to are not available in all states and jurisdictions.
SASid and Insurance TPA, co-partner companies, provide enrollment and billing administration for the plans, respectively.