As a credit union that shares your values, we believe all of us make better money decisions when we integrate our faith and finances. That’s why we offer banking products and services to fit your needs and your values.

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simple ways to give

Your partner in generosity

girl in gloves making a heart in the sunset

Simplify your giving with MyNeighbor and a donor advised fund

Now is a special time to share your heart – and make your generosity shine even brighter. We can help you simplify your year-end, or year-long, giving through a community rooted in faith and purpose.

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Products and services

Banking with Everence

Personal checking and savings

Whether you need an account to save for the future or you're looking for a checking account, we have an option to fit your needs.

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Consumer loans

We offer specific loans for vehicles, education and more, plus personal loans for needs that don't necessarily fit a category.

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Mortgages and home equity loans

We offer multiple adjustable- and fixed-rate options, or you can put the equity in your home to work for you.

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Business banking and loans

With several choices of savings and checking accounts, we can help you find the accounts that best fit your business needs.

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Church banking and loans

Our products and services are designed to meet the financial needs of congregations. This includes the church itself and the church’s employees.

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Digital banking

Through digital banking, you can manage your accounts nearly anywhere and anytime online banking, the mobile app, video banking and more.

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Health savings accounts (HSA)

With an HSA, it's possible to set aside tax-free money for qualified health expenses.

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Credit and debit cards

Our credit and debit cards are ready to work for you. With the added MyNeighbor benefit to credit cards, you can generate reward dollars for your favorite charitable organization.

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Current rates and service schedule

2.99% APR2

Auto and motorcycle loans

Plus, get a 0.50% interest rate discount for purchasing an electric or hybrid vehicle.3

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Home equity line of credit

Borrow up to 90% of the value of your property with minimal closing costs.

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Rate details

Loan and savings rates

We offer a competitive selection of loan and savings rates, with only a few instances incurring minimal fees.

Rates and service schedule

Shared branching

Nearly 30,000 ATMs and over 5,000 shared branches

We belong to a network of credit unions with nearly 30,000 ATMs and over 5,000 shared branch locations that do not charge each other for usage. This gives our members more direct, surcharge-free access than most traditional banks offer. 

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Join the Everence community

Let Everence help you reach your financial goals, no matter where you are on your journey.

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Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: 800-451-5719
F: 717-735-8331

Download the app: App Store | Google Play

Find an Everence Federal Credit Union near you.

Switch to Everence

Why make the switch?

Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.

Member benefits


Supporting the journey


1 Rates subject to credit score, loan program, loan-to-value ratio and property type.

2 APR = Annual Percentage Rate. APRs for a 60-month loan currently range from 2.99% APR to 15.99% APR based on credit. Loan payment example: The monthly payment per $1,000 borrowed at 2.74% APR for a term of 60 months would require 60 monthly payments of $17.86 based on 30 days until the first payment. Rates, terms, offers and conditions are subject to change at any time based on market conditions. Your final rate and discounts are determined by your credit history. Approval is subject to meeting established credit criteria.

3 Green auto loans will be eligible for a 0.50% rate discount on the offered rate. A "green auto" includes electric and hybrid vehicles.

4 The introductory and sample variable APR are based on new financing with an amount of $25,000 with an initial draw of $10,000 at loan closing and are current as of 6/1/2020. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in the Wall Street Journal on the last business day of the month, plus a margin based on loan-to-value and creditworthiness. Your APR will depend on credit and loan terms. Maximum APR is 18%. Offer limited to first and second mortgage liens on a one to four family residential property. Property insurance and/or flood insurance may be required.