We offer a competitive selection of loan and savings rates, with only a few instances incurring minimal fees.
Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.
Keep these tips in mind to find the best new (or new-to-you) car
Everence belongs to Branch Network with 5,671 physical locations
Results of 2018 Everence customer satisfaction survey released
MyNeighbor program makes a difference
Learn more about our current certificate specials.
1 APR = Annual Percentage Rate. APRs for a 60-month loan currently range from 1.99% APR to 8.99% APR for credit scores ranging from 650 and higher. Loan payment example: The monthly payment per $1,000 borrowed at 1.99% APR for a term of 60 months would require 60 monthly payments of $17.53 based on 30 days until the first payment. Rates, terms, offers and conditions are subject to change at any time based on market conditions. Your final rate and discounts are determined by your credit history. Approval is subject to meeting established credit criteria.
2 Green auto loans will be eligible for a 0.50 percent rate discount on the offered rate. A green auto includes hybrid, electric or fuel-efficient and is generally considered to have a combined highway and city MPG of 32 MPG. To determine if the vehicle is eligible, refer to the US Department of Energy's fuel efficiency website.
3 The introductory and sample variable annual percentage rate (APR) are based on new financing with an amount of $25,000 with an initial draw of $10,000 at loan closing and are current as of 4/1/2017. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in the Wall Street Journal on the last business day of the month, plus a margin based on loan-to-value and creditworthiness. Your APR will depend on credit and loan terms. Maximum APR is 18 percent. Offer limited to first and second mortgage liens on a one to four family residential property. Property insurance and/or flood insurance may be required.