We offer a competitive selection of loan and savings rates, with only a few instances incurring minimal fees.
Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.
Everence Federal Credit Union. Local service. Global reach.
Our indexed money market rate changes as the Fed Funds rate shifts - currently 2.00% APY.
What's a credit union and what do they offer?
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MyNeighbor program makes a difference
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We can help you save more with these special rates!
1 Annual Percentage Rate: APR shown is available for well-qualified applicants based on credit scores. APRs for a 60-month loan currently range from 2.99% APR to 15.99% APR. Loan payment example: The monthly payment per $1,000 borrowed at 2.99% APR for a term of 60 months would require 60 monthly payments of $17.96 based on 30 days until the first payment. Rates, terms, offers and conditions are subject to change at any time based on market conditions. Your final rate and discounts are determined by your credit history. Approval is subject to meeting established credit criteria.
2 Green auto loans will be eligible for a 0.50 percent rate discount on the offered rate. A green auto includes hybrid, electric or fuel-efficient and is generally considered to have a combined highway and city MPG of 32 MPG. To determine if the vehicle is eligible, refer to the US Department of Energy's fuel efficiency website.
3 Express auto loan checks must be picked up at an EFCU branch.
4 The introductory and sample variable APR are based on new financing with an amount of $25,000 with an initial draw of $10,000 at loan closing and are current as of 9/1/2018. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in the Wall Street Journal on the last business day of the month, plus a margin based on loan-to-value and creditworthiness. Your APR will depend on credit and loan terms. Maximum APR is 18 percent. Offer limited to first and second mortgage liens on a one to four family residential property. Property insurance and/or flood insurance may be required.