As a credit union that shares your values, we believe all of us make better money decisions when we integrate our faith and finances. That’s why we offer banking products and services to fit your needs and your values.

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Products and services

Banking with Everence

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2017 MyNeighbor numbers

Over $205,000 donated to charities

Everence donated over $205,000 to 265 charitable organizations and congregations through its MyNeighbor program. 

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Personal checking and savings

Whether you need an account to save for the future or you're looking for a checking account, we have an option to fit your needs.

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Consumer loans

We offer specific loans for vehicles, education and more, plus personal loans for needs that don't necessarily fit a category.

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Mortgages and home equity loans

We offer multiple adjustable- and fixed-rate options, or you can put the equity in your home to work for you.

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Business banking and loans

With several choices of savings and checking accounts, we can help you find the accounts that best fit your business needs.

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Church banking and loans

Our products and services are designed to meet the financial needs of congregations. This includes the church itself and the church’s employees.

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Online and mobile banking

Through online and mobile banking, you can manage your accounts nearly anywhere and anytime.

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Health savings accounts (HSA)

With an HSA, it's possible to set aside tax-free money for qualified health expenses.

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Credit and debit cards

Our credit and debit cards are ready to work for you. With the added MyNeighbor benefit to credit cards, you can generate reward dollars for your favorite charitable organization.

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Current rates and service schedule

1.99% APR1

Auto loan

Plus, get a 0.50 percent rate discount for purchasing a hybrid or fuel-efficient vehicle.2

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Home equity line of credit

Borrow up to 90 percent of the value of your property with minimal closing costs.

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Rate details

Loan and savings rates

We offer a competitive selection of loan and savings rates, with only a few instances incurring minimal fees.

Rates and service schedule

Switch to Everence

Why make the switch?

Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.

Member benefits

Join the Everence community

Let Everence help you reach your financial goals, no matter where you are on your journey.

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Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
T: (800) 451-5719
F: (717) 735-8331

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CO-OP Network

Nearly 30,000 ATMs plus over 5,000 shared branches

We belong to a network of credit unions with nearly 30,000 ATMs and over 5,000 shared branch locations that do not charge each other for usage. This gives our members more direct, surcharge-free access than most traditional banks offer. 

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Supporting the journey


Multiply your giving this holiday season by using the MyNeighbor credit card.


1 Annual Percentage Rate. Auto loans available as low as 1.99 percent APR for qualified borrowers.

2 Green/hybrid auto loans will be eligible for a 0.50 percent rate discount on the offered rate. A green/hybrid vehicle is generally considered to have an average (highway and city MPG) of 32 MPG. To determine if the vehicle is eligible, refer to the US Department of Energy's fuel efficiency website.

3 The introductory and sample variable annual percentage rate (APR) are based on new financing with an amount of $25,000 with an initial draw of $10,000 at loan closing and are current as of 4/1/2017. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in the Wall Street Journal on the last business day of the month, plus a margin based on loan-to-value and creditworthiness. Your APR will depend on credit and loan terms. Maximum APR is 18 percent. Offer limited to first and second mortgage liens on a one to four family residential property. Property insurance and/or flood insurance may be required.