Banking
As a credit union that shares your values, we believe all of us make better money decisions when we integrate our faith and finances. That’s why we offer banking products and services to fit your needs and your values.
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Products and services
Banking with Everence
2017 MyNeighbor numbers
Over $205,000 donated to charities
Everence donated over $205,000 to 265 charitable organizations and congregations through its MyNeighbor program.
Personal checking and savings
Whether you need an account to save for the future or you're looking for a checking account, we have an option to fit your needs.
Consumer loans
We offer specific loans for vehicles, education and more, plus personal loans for needs that don't necessarily fit a category.
Mortgages and home equity loans
We offer multiple adjustable- and fixed-rate options, or you can put the equity in your home to work for you.
Business banking and loans
With several choices of savings and checking accounts, we can help you find the accounts that best fit your business needs.
Church banking and loans
Our products and services are designed to meet the financial needs of congregations. This includes the church itself and the church’s employees.
Online and mobile banking
Through online and mobile banking, you can manage your accounts nearly anywhere and anytime.
Health savings accounts (HSA)
With an HSA, it's possible to set aside tax-free money for qualified health expenses.
Credit and debit cards
Our credit and debit cards are ready to work for you. With the added MyNeighbor benefit to credit cards, you can generate reward dollars for your favorite charitable organization.
Rates
Current rates and service schedule
1.99% APR1
Auto and motorcycle loans
Plus, get a 0.50 percent rate discount for purchasing a hybrid, electric or fuel-efficient vehicle.2
1.99%3
Home equity line of credit
Borrow up to 90 percent of the value of your property with minimal closing costs.
Rate details
Loan and savings rates
We offer a competitive selection of loan and savings rates, with only a few instances incurring minimal fees.
Switch to Everence
Why make the switch?
Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.
Join the Everence community
Let Everence help you reach your financial goals, no matter where you are on your journey.
Everence Federal Credit Union
2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: (800) 451-5719
F: (717) 735-8331
E: infocu@everence.com
Download the app: App Store | Google Play
Stories
Supporting the journey
Getting started
Is a new car in your future?
Keep these tips in mind to find the best new (or new-to-you) car
Support your favorite charitable organization with the MyNeighbor credit card.
About Everence
CO-OP Shared Branch Network
Everence belongs to Branch Network with 5,671 physical locations
Everence purchases loans from Friends Meeting House Fund
Everence and Friends General Conference partner to better serve Meetings' financing needs
Faith and Finance
MyNeighbor card racks up donations for nonprofits
MyNeighbor program makes a difference
Banking
Everence Federal Credit Union Certificate Specials
Learn more about our current certificate specials.
Budget and debt
Everence members pay off $1.8 million in debt
Thanks to partnership with LSS Financial Counseling
Disclosure
1 Annual Percentage Rate. Auto loans available as low as 1.99 percent APR for qualified borrowers.
2 Green auto loans will be eligible for a 0.50 percent rate discount on the offered rate. A green auto includes hybrid, electric or fuel-efficient and is generally considered to have a combined highway and city MPG of 32 MPG. To determine if the vehicle is eligible, refer to the US Department of Energy's fuel efficiency website.
3 The introductory and sample variable annual percentage rate (APR) are based on new financing with an amount of $25,000 with an initial draw of $10,000 at loan closing and are current as of 4/1/2017. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in the Wall Street Journal on the last business day of the month, plus a margin based on loan-to-value and creditworthiness. Your APR will depend on credit and loan terms. Maximum APR is 18 percent. Offer limited to first and second mortgage liens on a one to four family residential property. Property insurance and/or flood insurance may be required.