We offer a competitive selection of loan and savings rates, with only a few instances incurring minimal fees.
Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.
MyNeighbor program makes a difference
What's a credit union and what do they offer?
Keep these tips in mind to find the best new (or new-to-you) car
1 APY = Annual Percentage Yield. Applies to the first $1,000 in the account, then dividend rates vary according to account balance. Rates are subject to change without notice. Limited to individual accounts - one per tax ID. Credit union products are federally insured by NCUA.
2 APY effective 4/1/2019 and applies to first $5,000. Lower APY applies to amounts over $5,000. All APYs are variable based on the Fed Funds Target Rate. Minimum deposit of $5,000 to open account. Fees may apply if balance falls under $5,000 or if monthly transaction limits exceeded. Fees may reduce earnings. Offer limited to one account per tax ID. Offer, including APYs, subject to change without notice.
3 APR = Annual Percentage Rate. APRs for a 60-month loan currently range from 3.74% APR to 16.24% APR for credit scores ranging from 650 and higher. Loan payment example: The monthly payment per $1,000 borrowed at 3.74% APR for a term of 60 months would require 60 monthly payments of $18.30 based on 30 days until the first payment. Rates, terms, offers and conditions are subject to change at any time based on market conditions. Your final rate and discounts are determined by your credit history. Approval is subject to meeting established credit criteria.
4 Green auto loans will be eligible for a 0.50 percent rate discount on the offered rate. A green auto includes hybrid, electric or fuel-efficient and is generally considered to have a combined highway and city MPG of 32 MPG. To determine if the vehicle is eligible, refer to the US Department of Energy's fuel efficiency website.
5 The introductory and sample variable APR are based on new financing with an amount of $25,000 with an initial draw of $10,000 at loan closing and are current as of 9/1/2018. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in the Wall Street Journal on the last business day of the month, plus a margin based on loan-to-value and creditworthiness. Your APR will depend on credit and loan terms. Maximum APR is 18 percent. Offer limited to first and second mortgage liens on a one to four family residential property. Property insurance and/or flood insurance may be required.