Credit cards for individuals

Everence Federal Credit Union offers low-cost personal credit cards for easy point-of-sale transactions. Our unique MyNeighbor program lets you generate donations for your favorite charitable organization each time you use the card.​

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Everence MyNeighbor credit card


A card that makes a statement

A combination of low rates and our MyNeighbor program make the Mastercard® credit card from Everence a solution that aligns with your values, as well as your needs.
Close up of the MyNeighbor card

Credit cards for individuals

  • MyNeighbor
    Earn donations for your favorite charitable organization through your regular shopping routine
  • No annual fees
    All Everence credit cards have no annual fees and no interest charged on purchases if paid within 25 days of the statement date
  • MobiMoney
    Protect against card fraud and set alerts with the MobiMoney app
  • Low cost
    No annual fee, no cash advance or transaction fees, 8.9 percent to 16.9 percent annual percentage rate on unpaid balance
  • Convenient
    Access your account through online banking or the mobile app
  • Membership
    An Everence Federal Credit Union savings account is required to have our credit card

Balance transfer

Transfer your balance and save

For a limited time, transfer current credit card debt to the MyNeighbor card with an APR of 2.99 percent* and no balance transfer fees.

To learn more about our current balance transfer program, call (800) 451-5719.


Apply for the MyNeighbor credit card

Apply online or return the application in person, by fax or mail.

Apply online Download application

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
T: (800) 451-5719
F: (717) 735-8331

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Find an Everence Federal Credit Union near you.


My card, My cause, MyNeighbor

Earn reward dollars for your favorite charitable organization – your Neighbor – through your normal spending.

Every time you use the MyNeighbor credit card, Everence will donate 1.5 percent of the transaction amount to the Neighbor of your choice.

Learn more

Customer service

Mastercard credit card resources

Lost card

If your Everence Federal Credit Union Mastercard credit card is lost or stolen, please call (800) 528-2273. 
International cardholders should call (812) 647-9794.

Dispute a charge

If you wish to dispute a charge on your credit card account statement, please call (800) 808-6402.


When applying for a personal credit card, please read the Mastercard credit card disclosure and view the rate information.

Everence offers credit union services that are federally insured by NCUA. Investments and other products are not NCUA or otherwise federally insured, may involve loss of principal and have no credit union guarantee. All products are not available in all states.

*The 2.99% Annual Percentage Rate (APR) on balance transfers is a “discounted” rate that will be in effect from the time of the posting of the balance transfer to your card account for 12 consecutive billing cycles afterward, which will be considered the promotional period expiration date of that specific balance transfer. After the expiration of your “discounted” rate the remaining unpaid portion of the original balance transfer request will be subject to your normal APR as outlined on your monthly statement based on the specific Everence MyNeighbor credit card selected. Current rates range from 8.90% APR to 16.90% APR. The minimum balance transfer amount allowed is $1,000 and the maximum balance transfer allowed is $10,000. Any balance transfer request that is submitted for less than $1,000 or more than $10,000 will not be honored. Balance transfers are not eligible for 1.50 percent charitable donation. Business cardholders are not eligible for this offer. All rates are effective as of Jan. 1, 2018, and this offer may be withdrawn at any time. Other restrictions or conditions may apply. For current rates, fees and other cost information, please contact us at (800) 451-5719. Offer expires Feb. 28, 2018. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.