Credit cards for individuals

Everence Federal Credit Union offers low-cost personal credit cards for easy point-of-sale transactions. Our unique MyNeighbor program lets you generate donations for your favorite charitable organization each time you use the card.​

Apply online Download application

Everence MyNeighbor credit card


A card that makes a statement

A combination of low rates and our MyNeighbor program make the MasterCard credit card from Everence a solution that aligns with your values as well as your needs.
Close up of the MyNeighbor card

MasterCard credit cards for individuals

  • No annual fees
    All Everence credit cards have no annual fees and no interest charged on purchases if paid within 25 days of the statement date
  • Low cost
    No annual fee, no cash advance or transaction fees, 8.9 percent to 16.9 percent annual percentage rate on unpaid balance
  • Convenient
    Access your account through online banking or the mobile app
  • Membership
    An Everence Federal Credit Union savings account is required to have our credit card
  • MyNeighbor
    Earn donations for your favorite charitable organization through your regular shopping routine

Apply for the MyNeighbor credit card

Before applying for a credit card, you must open a savings account. Then, apply online or by returning a completed application.

Apply online Download application

Return the completed application in person, by fax or mail.

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
T: (800) 451-5719
F: (717) 735-8331

Download the app: App Store | Google Play

Find an Everence Federal Credit Union near you.


My card. My cause. MyNeighbor.

Earn reward dollars for your favorite charitable organization – your Neighbor – through your normal spending.

Every time you use the MyNeighbor credit card, Everence will donate 1.5 percent of the transaction amount to the Neighbor of your choice.

Learn more

Customer service

MasterCard credit card resources

Lost card

If your Everence Federal Credit Union MasterCard credit card is lost or stolen, please call (800) 528-2273. 
International cardholders should call (812) 647-9794.

Dispute a charge

If you wish to dispute a charge on your checking account statement, please call (800) 808-6402.


When applying for a personal credit card, please read the MasterCard credit card disclosure and view the rate information.