Credit cards for individuals

Everence Federal Credit Union offers personal credit cards for easy point-of-sale transactions. Our unique MyNeighbor program lets you generate donations for your favorite charitable organization each time you use the card.​

Apply online Increase credit limit

Everence MyNeighbor credit card


A card that makes a statement

A combination of low rates and our MyNeighbor program make the Mastercard® credit card from Everence a solution that aligns with your needs, as well as your values.
Close up of the MyNeighbor card

Credit cards for individuals

  • MyNeighbor
    Earn donations for your favorite charitable organization through your regular shopping routine.
  • No annual fees
    All Everence credit cards have no annual fees and no interest charged on purchases if paid within 25 days of the statement date.
  • Secured with chip technology
    Our cards are equipped with chip technology for enhanced security and protection.
  • Card controls
    Lock and unlock your cards and set up transaction alerts through our mobile app.
  • Low cost
    No annual fee, no cash advance or transaction fees, 8.90% to 16.90% annual percentage rate on unpaid balance.
  • Convenient
    Access your account through online banking or the mobile app.
  • Secured credit cards
    We also offer secured credit cards - please contact the credit union to discuss this option.

Contactless payments

Add your card to mobile wallets

With this new addition, Everence members with a personal credit or debit card are able to use their mobile device to make purchases anywhere that accepts contactless payments. Just download or open the Apply Pay, Google Pay or Samsung Pay app to get started.

Learn more

Apply for the MyNeighbor credit card

Apply online or download, complete and return the application.

Apply online Increase credit limit

English (PDF) | En español (PDF)

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: 800-451-5719
F: 717-735-8331

Download the app: App Store | Google Play

Find an Everence Federal Credit Union near you.


My card, My cause, MyNeighbor

Earn reward dollars for your favorite charitable organization – your Neighbor – through your normal spending.

Every time you use the MyNeighbor credit card, Everence will donate 1.50% of the transaction amount to the Neighbor of your choice.

Learn more

Customer service

MyNeighbor credit card resources

Credit limit increase request

You can request a credit card limit increase through our online form. Your request for an increase to your credit limit is subject to the approval of Everence. 

Increase credit limit


Are you planning a trip? Let us know so we can help prevent issues with your cards while traveling!

Log in to online banking and select the blue "Traveling?" banner to fill out our quick form.

Online banking login

Lost card

If your Everence Federal Credit Union Mastercard credit card is lost or stolen, please call 800-528-2273.

International cardholders should call 812-647-9794.

Dispute a charge

If you wish to dispute a charge on your credit card account statement, please call 888-829-6434.

Learn more


When applying for a personal credit card, please read the Mastercard credit card disclosure.