Mortgages and home equity loans
We offer a variety of loan options for the purchase of real estate.
This site is optimized for IE 11 and above. If you are using IE 10 or below, please consider upgrading your browser.
Loan products
Available mortgage and home equity loan options
3.500%1
30 year fixed-rate mortgageMortgages
Whether purchasing a new home or refinancing an existing loan, we will help you find the solution that's right for you.
3.250%2
10 year home equity loan1.99%2
Introductory rate3Home equity line of credit
Tapping into your home's equity is a great way to pay for home improvements, consolidate debt or pay for other major expenses.
Start banking with Everence
Let us help you reach your financial goals. Contact your local branch or our national branch to get started.
Everence Federal Credit Union
2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: 800-451-5719
F: 717-735-8331
E: infocu@everence.com
Download the app: App Store | Google Play
Everence values
Doing better together
By working with Everence, you help make a difference for our members and community. We live out our values through responsible money management and giving back to others.
Disclosure
Everence Federal Credit Union, NMLS #403410
1 Real estate loan rate: not quoted as APR; discount points and closing costs may be applicable. All rates are subject to credit score, loan program, loan-to-value ratio and property type.
2 Annual Percentage Rate (APR) shown current as of 4/1/2021 for applicants with excellent credit and is subject to change without notice. APRs based on credit score and loan-to-value. Your APR may be higher. Sample term: If you borrow at 3.25% APR for a 10-year term your estimated monthly payment may be $244.30. Offer subject to credit approval. A credit of up to $300 will be applied toward closing costs for home equity loans of $25,000 and above. If the home equity loan is closed within the first 24 months, the credit will be charged at payoff.
3 The introductory and sample variable annual percentage rate (APR) are based on new financing with an amount of $25,000 with an initial draw of $10,000 at loan closing. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in the Wall Street Journal on the last business day of the month, plus a margin based on loan-to-value and creditworthiness. Your APR will depend on credit and loan terms. Maximum APR is 18%. Offer limited to first and second mortgage liens on a one- to four-family residential property. Property insurance and/or flood insurance may be required.