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Secure your home with a mortgage
Whether it's your first home or your forever home, discover Everence Federal Credit Union's adjustable and fixed-rate mortgage designed for your budget.
OVERVIEW
Choose a mortgage option that's right for you
Everence Federal Credit Union offers adjustable-rate and fixed-rate mortgages to serve your needs, with terms up to 30 years.
Adjustable-rate mortgages
Stability and predictability for long-term planning
Low closing costs
Borrow up to 90% of the value of the property
5/1, 5/5, 7/1 and 10/10 adjustable-rate mortgage rates are indexed from Wall Street Journal Prime
Property types
We work with conforming, nonconforming and nonconventional properties
Flexible underwriting
We understand that each borrower and every loan is unique
Stated assets
For most requests, we do not verify assets other than the value of the property
No credit score
We use many forms of nontraditional credit references
Servicing
Everence Federal Credit Union does its own loan servicing, which allows for flexibility in term, payment options and other factors
Insurance requirements
We accept all forms of Amish Aid and Mutual Aid policies
Fixed-rate mortgage
Flexibility and potentially lower initial rates.
Borrow up to 80% of the value of the property
Ideal for conventional properties or small residential investment properties
