Get a credit union personal loan that fits your needs

There can be times when you need more money than you have on hand. That’s where a credit union personal loan from Everence can help – offering competitive rates, flexible terms, and a simple application process.
Family celebrating family credit union personal loan that fits their needs
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Money you need, when you need it

Personal loans aren't like a mortgage or auto loan because they don't have to be used for a specific purpose.

8.990% APR1

Personal loans can be used for:

  • Medical bills
  • Consolidating debt
  • Buying appliances
  • Taking a vacation
  • And more
Debt Consolidation

Benefits of a credit union personal loan

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Saving money

The simple act of rolling all of your loans into one loan won't necessarily save you money, but you often can get a lower rate than you are currently paying – especially if you have credit card debt.
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Simplifying your payments

Making one payment a month is easier than having multiple payments. In addition, we can help set up an automatic payment plan so you don't have to remember to make your payment.
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Improving your credit score

Consolidating your loans can improve your credit score by reducing the number of accounts with outstanding balances listed on your credit report.
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Decreasing your tax burden

When you consolidate your loans into a home equity loan or home equity line of credit, you may be able to save on your taxes. Interest paid on these real estate products can be used as a tax deduction.2

Apply for a personal loan

Apply for a personal loan through our quick online application.

Or apply by visiting your local branch or calling 800-451-5719.

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602

Toll-Free: 800-451-5719
Phone: 717-735-8330
Fax: 717-735-8331
Text: 717-735-8332

Email: infocu@everence.com

Download the app: App Store | Google Play

Find an Everence Federal Credit Union branch, shared branch, or fee-free ATM near you.

Payment protection

Our payment protection program can help protect you from unforeseen life events

Everence loan protection is available with most loans. Available package options will include one or more of the following benefits: loss of life, disability, involuntary unemployment. This optional payment protection product is made available by Everence Federal Credit Union. 

For more information, contact the credit union.

Disclosure

Rate current as of July 1, 2025. Additional loan rate details.

1APR = Annual Percentage Rate. Personal loans available as low as 8.99% APR for qualified borrowers. Rates subject to credit score.

2Consult your tax professional for more details.