Medicare Part D
Medicare Part D is Prescription Drug Coverage. Everyone with Medicare, regardless of income, health status or prescription drug usage has access to prescription drug coverage.
What is Part D?
Medicare Part D is insurance that helps pay for prescription drugs that are not covered by Medicare Part A or B. It is optional insurance that is purchased through private insurance companies. There are many plan choices with various levels of coverage and premiums depending on your needs.
Regardless if you are taking medications or not, you may want to sign up when first eligible to avoid paying a penalty if you sign up later.
To learn more about the standard deductible, coverage limits, co-payments and other elements of Part D plans, view our Medicare Part D standard benefit design.
Your annual plan choices
Part D reviews
During Annual Open Enrollment (October 15 - December 7), you have the opportunity to review your Medicare Part D plan and either keep your current plan or select a different plan that better suits your needs. If you are satisfied with your current costs and coverage, you do nothing. Your Part D coverage will continue with your same insurer.
There is no need to review your Everence Medicare supplement plan. Your coverage and benefits do not change from year to year.
To complete a review of your Medicare Part D plan, please use the resources below
Our scheduler for 2026 Part D Open Enrollment will go live on October 1st.
No Guarantee: Everence cannot guarantee savings from a Part D plan review, but we are committed to helping you find the options that best fit your needs.
No restrictions: By taking advantage of this service, you aren’t restricted to any plan or company, but you still benefit from our knowledge and experience with Medicare Part D.
Do it yourself: Medicare Plan Finder
If you want to do-it-yourself, watch this instructional video to see step by step how to use the Part D Plan Finder on medicare.gov. Or you can also walk through the basics of how to compare plan options in this written Plan Finder Guide.
This video was recorded on August 20, 2025.
(Note: Medicare can make some changes to its Plan Finder website annually.)
A do-it-yourself Part D plan review tutorial
When to review your plan
Open Enrollment happens annually from Oct. 15 to Dec. 7. Review your Part D plan during this time if you want to make adjustments.
Let's review your Part D plan
Our Part D Service Team offers assistance for Everence Medicare supplement clients reviewing their current plan and comparing it to other available plans.
Our scheduler for 2026 Part D Open Enrollment will go live on October 1st.