Youth savings

With our youth savings account, you can encourage thrift and fiscal responsibility in young people under age 18, and earn a higher rate on deposits made to this account.

Online application Download application

couple with baby

Account features

Start saving early

Teach the child in your life to start saving with a youth savings account. This special account has additional benefits and deposit rates compared to a regular savings account.

2.00% APY1

Youth savings account

Youth savings benefits

  • Higher dividend rate
    2.00% APY1 is paid for the first $1,000 in the account.
  • Free withdrawals
    Six free withdrawals can be made per month2.
  • Flexible deposits
    Deposits can be made at any time.

This account switches to a regular savings account when the young person reaches age 18.

Youth Savings Week

Save the date - July 11 to 15, 2022

Plan to join us for our annual Youth Savings Week for snacks, activities, learning and more!

Learn more

Sign up for youth savings

Open a youth savings account online or by completing the membership application - be sure to select the "youth savings" box.

Online application

Download the membership application: English | Español

Bring in, mail or fax the completed application to one of our offices.

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: 800-451-5719
F: 717-735-8331 

Download the app: App Store | Google Play

Find an Everence Federal Credit Union near you. 

Switch to Everence

Why make the switch?

Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.

Member benefits


2.00% Annual Percentage Yield (APY) applies to first $1,000 on deposit; .05% APY applies to remaining balance above $1,000. APYs accurate as of  4/1/21 and may change without notice. Fees may reduce earning. Limited to an individual account - one per tax ID under age 18. 

A fee of $10 applies for each additional withdrawal in the same month.