Youth savings
With our youth savings account, you can encourage thrift and fiscal responsibility in young people under age 18, and earn a higher rate on deposits made to this account.
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Account features
Start saving early
Teach the child in your life to start saving with a youth savings account. This special account has additional benefits and deposit rates compared to a regular savings account.
4.00% APY1
Youth savings accountYouth savings benefits
- Higher dividend rate
4.00% APY1 is paid for the first $1,000 in the account. - Free withdrawals
Six free withdrawals can be made per month2. - Flexible deposits
Deposits can be made at any time.
This account switches to a regular savings account when the young person reaches age 18.
Certificate specials
A special certificate just for youth
- 3.00% APY for 60 months3 for members under the age of 18
Contact your local branch or call (800) 451-5719 to open a youth certificate!
Sign up for youth savings
If the young person isn't a member, please complete the membership application and select the "youth savings" option.
Bring in, mail or fax the completed application to one of our offices.
Everence Federal Credit Union
2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: (800) 451-5719
F: (717) 735-8331
E: infocu@everence.com
Download the app: App Store | Google Play
Switch to Everence
Why make the switch?
Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.
Disclosure
1 APY = Annual Percentage Yield. Applies to the first $1,000 in the account then dividend rates vary according to account balance. Rates are subject to change without notice. Limited to an individual account - one per tax ID under age 18.
2 A fee of $10 applies for each additional withdrawal in the same month.
3 3.00% APY. For members under 18, only one youth certificate per member. Minimum deposit of $50. Maximum balance allowed is $500. This certificate will roll over into a 12-month certificate at the then current rate. Offer may be withdrawn at any time. Penalty for early withdrawal. Penalty waived if the child takes out an Everence student loan.