Youth savings

With our youth savings account, you can encourage thrift and fiscal responsibility in young people under age 18, and earn a higher rate on deposits made to this account.

Membership application

couple with baby

Account features

Start saving early

Teach the child in your life to start saving with a youth savings account. This special account has additional benefits and deposit rates compared to a regular savings account.
boys filling a piggy bank

Youth savings benefits

  • Higher dividend rate
    A higher dividend rate is paid with a youth savings account.
  • Free withdrawal
    Six free withdrawals can be made per month1.
  • Flexible deposits
    Deposits can be made at any time.

The account switches to a regular savings account when the young person reaches age 18.

Certificate specials

A special certificate just for youth

  • 3% for 60 months2 for members under the age of 18

Everence offers competitive rates for all types of accounts, find out which might be the right one for you!

Learn more

Sign up for youth savings

If the young person isn't a member, please complete the membership application.

Membership application

Bring in, mail or fax the completed application to one of our offices.

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: (800) 451-5719
F: (717) 735-8331 

Download the app: App Store | Google Play

Find an Everence Federal Credit Union near you. 

Switch to Everence

Why make the switch?

Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.

Member benefits


A fee of $5 applies for each additional withdrawals in the same month. 

2 3.03% APY (Annual Percentage Yield). For members under 18, only one youth certificate per member. Maximum balance allowed is $500. This certificate will roll over into a 12-month certificate at the then current rate. Offer may be withdrawn at any time. Penalty for early withdrawal. Penalty waived if the child takes out an Everence student loan.