Youth savings
With our youth savings account, you can encourage thrift and fiscal responsibility in young people under age 18, and earn a higher rate on deposits made to this account.
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Account features
Start saving early
Teach the child in your life to start saving with a youth savings account. This special account has additional benefits and deposit rates compared to a regular savings account.
Youth savings benefits
- Higher dividend rate: 5.00% APY1 is paid for the first $1,000 in the account.
- Free withdrawals.
- Flexible deposits: deposits can be made at any time.
| Account type | Balance | APY1 |
|---|---|---|
| Youth savings (tier 1) | Up to $1,000 | 5.00% |
| Youth savings (tier 2) | Over $1,000 | 0.15% |
This account switches to a regular savings account when the young person reaches age 18.
Youth Program
Take part in our new Youth Program!
Through our Youth Program, children and teens can learn the basics of building financial wellness while enjoying perks offered by Everence along the way. This includes our Youth Rewards Program, Greenlight, Student checking account, and more!
Youth Savings Celebration
Save the date for our Youth Savings Celebration 2026!
We'll soon be announcing our date for the 2026 Youth Savings Celebration - our annual event with snacks, activities, learning and more! While you wait, check out the activities from 2025.
Sign up for youth savings
Open a youth savings account online or by completing the membership application - be sure to select the "youth savings" box.
Download the membership application: English | Español
Bring in, mail or fax the completed application to one of our offices.
Everence Federal Credit Union
2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Toll-Free: 800-451-5719
Phone: 717-735-8330
Fax: 717-735-8331
Text: 717-735-8332
Email: [email protected]
Download the app: App Store | Google Play
Find an Everence Federal Credit Union branch, shared branch, or fee-free ATM near you.
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Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.
Disclosure
Rates current as of September 1, 2026.
1 Minimum deposit of $5 to open account. 5.00% Annual Percentage Yield (APY) applies to first $1,000 on deposit; 0.15% APY applies to remaining balance above $1,000. APYs may change without notice. Fees may reduce earnings. Limited to an individual account - one per tax ID under age 18.