Youth savings

With our youth savings account, you can encourage thrift and fiscal responsibility in young people under age 18, and earn a higher rate on deposits made to this account.

Membership application

couple with baby

Account features

Start saving early

Teach the child in your life to start saving with a youth savings account. This special account has additional benefits and deposit rates compared to a regular savings account.

4.00% APY1

Youth savings account

Youth savings benefits

  • Higher dividend rate
    4.00% APY1 is paid for the first $1,000 in the account.
  • Free withdrawals
    Six free withdrawals can be made per month2.
  • Flexible deposits
    Deposits can be made at any time.

This account switches to a regular savings account when the young person reaches age 18.

Certificate specials

A special certificate just for youth

  • 3.00% APY for 60 months3 for members under the age of 18

Contact your local branch or call (800) 451-5719 to open a youth certificate!

Learn more

Sign up for youth savings

If the young person isn't a member, please complete the membership application and select the "youth savings" option.

Membership application

Bring in, mail or fax the completed application to one of our offices.

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: (800) 451-5719
F: (717) 735-8331 

Download the app: App Store | Google Play

Find an Everence Federal Credit Union near you. 

Switch to Everence

Why make the switch?

Everence is not just another credit union. We help our members put their values into practice through mutual aid, community support and people helping people. We've developed ways to make this happen, by integrating unique features into our products and services.

Member benefits


APY = Annual Percentage Yield. Applies to the first $1,000 in the account then dividend rates vary according to account balance. Rates are subject to change without notice. Limited to an individual account - one per tax ID under age 18. 

A fee of $10 applies for each additional withdrawal in the same month. 

3 3.00% APY. For members under 18, only one youth certificate per member. Minimum deposit of $50. Maximum balance allowed is $500. This certificate will roll over into a 12-month certificate at the then current rate. Offer may be withdrawn at any time. Penalty for early withdrawal. Penalty waived if the child takes out an Everence student loan.