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Rates and service schedule
Everence Federal Credit Union offers a competitive selection of savings and loan rates.
Products
Competitive rates and limited fees to help you reach your goals
4.74% APR1
auto or motorcycle loan
Loan rates
Our competitive loan rates are here to help when you need extra funds.
2.75% APY2
Relationship savings
Savings rates
Savings rates to keep you on track with your savings goals.
Free checks
initial order of one box
Service schedule
Most of our products and services are free and only a few instances have minimal fees.
Start banking with Everence
Let us help you reach your financial goals. Contact your local branch or the national branch to get started today.
Everence Federal Credit Union
2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
By working with Everence, you help make a difference for our members and community. We live out our values through responsible money management and giving back to others.
Disclosure
Rates current as of September 1, 2026.
1Annual Percentage Rates (APR) based on your credit, collateral and loan term. Loan discounts will not reduce any rate below our best APR. Must meet credit and collateral criteria to qualify.
2Base rate, paid monthly, requires minimum average daily balance of $5,000 in the Relationship Savings account and additional relationship rate, paid monthly, applies if all additional requirements are met the previous month. APYs are calculated solely on the Relationship Savings account balance. Minimum balance fees not applicable to Relationship Savings account. Other fees may apply and may reduce earnings. APYs subject to change without prior notice. Contact us for current rates and more details. To qualify for the Relationship Savings account rate each month, you must have a personal checking account, debit card, and a minimum of $10,000—with a minimum of $5,000 in the Relationship Savings account—between all deposit accounts as of 12 a.m. on the first of that month. Offer limited to one account per personal tax ID. Must qualify for membership and for a checking account. Minors must have a parent/guardian joint owner for checking and debit card.
