Business savings

Everence Federal Credit Union offers several types of savings options for businesses. Plus, by joining our credit union, you become a member of a community that encourages integration of faith and finances.

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Primary savings

Start your savings 

All accounts with Everence Federal Credit Union start with a primary savings account.
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Primary savings account

  • $5 minimum
    Start your Everence savings account with a minimum of $5. You may add more to this account anytime.
  • Earn dividends
    This account receives dividends based on current rates.
  • Transfer money
    Easily transfer money between your Everence checking and savings accounts.
  • Access on the go
    Use online and mobile banking options to see your balances and bank from anywhere.
  • Open other EFCU accounts
    With a primary savings account, you can open any other type of EFCU account.

Additional savings accounts

Other accounts to help you save

Everence Federal Credit Union has a variety of savings options for businesses and self-employed individuals operating their own businesses.


Certificates are available in maturities from six to 60 months with minimum balances of $500 to $100,000. Dividends are compounded quarterly. As with most certificates, penalties apply for early withdrawal.

Club accounts

After opening a primary share savings account, you can set up as many club accounts as you wish, and have them customized to your business needs.

Money markets1

Our money market accounts for businesses earn dividends with limited check-writing privileges. There is no monthly fee if the daily balance does not fall below $2,500. You will receive six free checks or withdrawals each month. Fees apply to additional withdrawals2

Simplified employee pension1

In addition to individual retirement accounts (IRAs) – traditional, Roth, and educational – Everence Federal Credit Union offers simplified employee pension (SEP) plan accounts for self-employed individuals and businesses.

Open a business savings account

We understand that all businesses have different needs — visit or call one of our offices for more assistance.

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To open a SEP, call (800) 451-5719 and ask to speak with an IRA representative, or email

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: (800) 451-5719
F: (717) 735-8331

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Find an Everence Federal Credit Union near you.

Switch to Everence

Why make the switch?

Everence is not just another credit union. We help our members put their values into practice, through mutual aid, community support, and people helping people. We’ve developed ways to make this happen, by integrating unique features into our products and services.

Member benefits


1 Dividend rates vary according to balance.

2 A $10 fee occurs for each additional withdrawal.