Budget and debt counseling

Finances play an important part of your overall well-being. Get a better understanding of your full financial picture with a one-on-one financial check-up with Everence Federal Credit Union. The financial check-up is designed to help individuals and families gain clarity, build confidence, and take control of their financial future.

financial check-up

Your path to clarity, confidence and control

In up to three personalized meetings, you will work one-on-one with a Certified Credit Union Financial Counselor (CCUFC) to review your current financial situation, identify opportunities, and create practical next steps that align with your goals and values.
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What is a financial check up

A financial checkup is a free guided conversation focused on understanding your full financial picture and helping you move forward with purpose.

During your sessions, your counselor will help you:

  • Understand your current financial situation
  • Identify goals and priorities
  • Create a plan with realistic next steps
  • Build habits that support long term financial wellness

These sessions are educational, encouraging, and tailored to your unique situation.

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What can we help with?

Financial checkups are flexible and designed around your needs. Topics may include:

  • Creating spending plans
  • Understanding credit scores and loans
  • Providing debt counseling
  • Preparing for homeownership
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What to expect

Your financial checkup may include up to three sessions, each focused on helping you move forward with clarity and confidence. You can expect:

  • A welcoming and judgment free environment
  • Personalized guidance from a certified counselor
  • Practical tools and resources you can use right away
  • Support that aligns with your values and goals

Being a member of our credit union unlocks exclusive tools – like our financial wellness assessment and credit score report – that put clarity, confidence and control at your fingertips online and through mobile banking.

Helpful articles and resources

A small hand stacks coins on a surface
Everyday Stewardship

Small financial habits that make a big difference

By Federica Pandolfi AAMS®

Everyday choices that honor your resources

Read article

Published:

A man and a woman sit across from each other on either side of a desk, talking
Everyday Stewardship

Financial wellness, tailored

By Sharon Hernandez

Everence seeks to meet more people where they are

Read article

Published:

A closeup photo of a pile of coins
Everyday Stewardship

The four financial fundamentals

By Lyle Miller

Simple guiding principles that will stay with you

Read article

Published:

Credit card being held by woman typing on the laptop computer.
Banking

Three ways you can tackle your credit card debt with Everence

By Sharon Hernandez

Manage and reduce credit card debt with the guidance of Everence Federal Credit Union

Read article

Published:

Additional support

We partner with Financial Choice (LSS) to provide additional services, including debt management plans and student loan repayment plans. Our staff can connect you with this free service, if applicable. 

Take the next step

Ready to get started or want to learn more about financial checkups?

Connect with a Certified Credit Union Financial Counselor (CCUFC) today to begin your journey toward greater clarity, confidence and control.

Disclosure

Everence Federal Credit Union is federally insured by NCUA.