Consumer loans from Everence Federal Credit Union can help you get the funds you need.
Every time you use the MyNeighbor credit card, Everence will donate 1.50% of the transaction amount to the Neighbor - charitable organization - of your choice.
The simple act of rolling all of your loans into one loan won't necessarily save you money, but you often can get a lower rate than you are currently paying – especially if you have credit card debt.
Making one payment a month is easier than having multiple payments. In addition, we can help set up an automatic payment plan so you don't have to remember to make your payment.
Consolidating your loans can improve your credit score by reducing the number of accounts with outstanding balances listed on your credit report.
When you consolidate your loans into a home equity loan or home equity line of credit, you may be able to save on your taxes. Interest paid on these real estate products can be used as a tax deduction.4
By working with Everence, you help make a difference for our members and community. We live out our values through responsible money management and giving back to others.
1 APR = Annual Percentage Rate. APRs for a 60-month loan currently range from 2.99% APR to 15.99% APR based on credit. Loan payment example: The monthly payment per $1,000 borrowed at 2.99% APR for a term of 60 months would require 60 monthly payments of $17.97 based on 30 days until the first payment. Rates, terms, offers and conditions are subject to change at any time based on market conditions. Your final rate and discounts are determined by your credit history. Approval is subject to meeting established credit criteria.
2 Personal loans available as low as 7.99% APR for qualified borrowers.
3 Variable-rate student loans available as low as 1.49% APR for qualified borrowers.
4 Consult your tax professional for more details.