Representatives are all licensed insurance agents of Everence. Insurance products are offered by Everence, the marketing name of Everence Association Inc., a fraternal benefit society, 1110 N. Main St., PO Box 483, Goshen, IN 46527. Medicare supplement insurance plans offered by Everence Association Inc., a fraternal benefit society, are not available in all states, and are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance and an insurance agent or insurance company may contact you in an attempt to sell you insurance.
Plan limitations and your rights
Medicare supplement plans from Everence do have some limitations of coverage. And, if you enroll, you will have certain rights as a covered person.
Benefits not covered
Unless specifically stated in your plan, Everence's Medicare supplement plans do not cover or consider for payment any service or supply, or any portion of a service or supply, that is not a Medicare-eligible expense, nor will it duplicate any benefit paid by Medicare.
Your coverage cannot be canceled
As with any Medicare supplement plan offered in your state, we will not cancel or refuse to renew your health plan certificate for any reason other than failure to make premium payment or because of fraudulent misrepresentation by the applicant, unless authorized by the insurance commissioner.
One supplement plan is enough
If you are already enrolled in another Medicare plan other than original Medicare (such as another Medicare supplement plan or Medicare Advantage plan), you do not need two plans. If you wish to cancel a previously issued health policy, only you can do so. Talk to your Everence representative about how to cancel the other coverage.
This is a brief summary of the Medicare supplement plans available from Everence. The health plan certificate contains details about the plan's provisions, limitations, and variations.
The 2015 Member Satisfaction Survey and the Customer Interaction Satisfaction Survey, Bellomy Research, are available upon request.