Youth Savings Celebration
What makes our Youth Savings Celebration special? Youth and their families are welcomed to join us at their local Everence Federal Credit Union branch for an adventure-filled celebration! For those who don’t live near a credit union branch, our National Branch can help you still participate in Youth Savings Celebration and with other banking needs.
Savings
During our annual Youth Savings Celebration event we are offering $5 to kids and teens who deposit at least $15 to their new or existing youth savings accounts.1 Our current rates are:
- 5.00% APY2 up to $1,000
- 0.15% APY2 over $1,000
For new youth memberships, we'll deposit their initial $5!3
Activities
Rewards
Youth Savings Celebration activities
Keep the fun going at home! Download the activity sheets from our last year's Youth Savings Celebration event—perfect for kids to enjoy all year long.
Open a youth savings account
If the youth in your life doesn't have a youth savings account through Everence Federal Credit Union, start here by opening an account online or through one of the other options.
You can open an account at your local credit union branch, but we encourage you to print and complete the application before coming to a branch.
Online
Complete our online application with the child as the primary owner and the parent/grandparent/guardian's information as the joint owner. The joint owner must provide an image of their photo ID.
Someone from our team will contact you within one business day to provide your account number so you can make a deposit.
Lobby transaction
Download and complete our membership application with the child as the primary owner and the parent/grandparent/guardian as the joint owner. Be sure to select the "youth savings account" box to open the account.
Mail the completed application and your check deposit to your local office or our National Branch.
Fax
Download and complete our membership application with the child as the primary owner and the parent/grandparent/guardian as the joint owner. Be sure to select the "youth savings account" box to open the account.
Fax the completed application to your local office or our National Branch, 717-735-8331.
Deposit to a youth savings account
Lobby transaction or night drop
Bring your money to deposit at one of our branches.
If you have a lot of coins, we can provide rolls to fill and bring back so kids can deposit change from their piggy bank.
Digitally
Digital deposit options include:
- Transfers from another EFCU account.
- Remote deposit capture through the mobile app - take a picture of your check!4
- Account to account transfer from another financial institution.4
- Debit card cash advance.
Call 800-451-5719 for more information on these services.
Drive-thru
You can make a deposit into an existing youth savings account through our drive-thru.
Please note that the following branches do not have drive-thrus:
- Sarasota, FL
- Belleville, PA
- Lincoln Highway, PA
- Lititz, PA
- Mount Joy, PA
- Philadelphia, PA
Discover our Youth Program
Help the children in your life begin their financial journey with confidence. Our Youth Program offers engaging, age-appropriate resources designed to teach kids and teens the value of money, saving, and smart financial habits. Whether you're a parent, guardian, or educator, we provide the tools you need to support young learners in building a strong financial foundation. Learn more about our resources for families and discover how you can help set the next generation up for success.
Everence Federal Credit Union branches
Find your local Everence Federal Credit Union branch below.
Belleville, PA
4417 E. Main St., Suite 1
Belleville, PA 17004
Phone: 717-935-0025
Servicios disponibles en español.
No drive-thru is available at this location.
Ephrata, PA
1021 Sharp Ave., Suite 100
Ephrata, PA 17522
Phone: 717-721-6180
Drive thru
Goshen, IN
1301 College Ave.
Goshen, IN 46526
Phone: 574-533-9513
Servicios disponibles en español.
Harrisonburg, VA
841 Mount Clinton Pike, Suite B
Harrisonburg, VA 22802
Phone: 540-437-0672
Servicios disponibles en español.
Kidron, OH
4136 Kidron Road
PO Box 266
Kidron, OH 44636
Phone: 330-857-9988
Lancaster, PA
2160 Lincoln Hwy E., Suite 15
Lancaster, PA 17602
Phone: 717-291-1364
Servicios disponibles en español.
No drive-thru is available at this location.
Lititz, PA
1001 E. Oregon Rd.
Lititz, PA 17543
Phone: 717-581-3866
No drive-thru is available at this location.
Mount Joy, PA
962 E. Main St.
Mount Joy, PA 17552
Phone: 717-653-2985
No drive-thru is available at this location.
Philadelphia, PA
861 E Allegheny Ave
Philadelphia, PA 19134
Phone: 888-662-4208
Servicios disponibles en español.
No drive-thru is available at this location.
Sarasota, FL
Phone: 941-953-4859
No drive-thru is available at this location.
National Branch
Mailing address - not an open lobby:
2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Phone: 800-451-5719
Para español oprima nueve.
Don't live near a branch?
You can still join in the celebration! Here are ways you can make a digital deposit:
- Transfer money from another EFCU account.
- Use remote deposit capture on our mobile app.
- Transfer account-to-account from another financial institution.
- Visit a shared branching location.
- Use a debit card cash advance.
You can also participate in this year's Youth Rewards Program! Simply download and print a Youth Rewards Points Tracker, and let us know when you've completed the activities listed.
Disclosure
1Limit of one $5 bonus per youth account (one per tax ID). Bonus deposited at time of deposit for in-branch; electronic transactions may take up to five days for bonus to post.
25.00% Annual Percentage Yield (APY) applies to first $1,000 on deposit; 0.15% APY applies to remaining balance above $1,000. Rates current as of September 1, 2026. Fees may reduce earnings.
3$5 opening deposit for new membership applications is made by EFCU on behalf of member for new memberships opened between 07/29/2026 and 08/12/2026, virtually or in-person by an eligible youth and an eligible adult joint owner. Opening deposit does not count toward $15 deposit to receive additional $5 incentive. Current or previous members are not eligible for opening deposit.
4These services require minimal membership histories before being activated. Call 800-451-5719 if you haven't yet activated these services.