Avoid headaches on your wedding day

Tips and strategies to reduce stress and save money on your big day

Everyday Stewardship |
A newly wed husband and wife hold hands looking at each other
Weddings are a significant event in a person’s life but come with a price tag. The average wedding in the United States totaled $33,000 in 2024, $4,000 higher than in 2023, according to Forbes Advisor. This can be a burden to both the parents and newlyweds. Below are steps couples can take to save money and stress.

1. Set a budget and stick to it. Once you establish a budget, open a subaccount – like a Club account at Everence Federal Credit Union – through which you channel your funds and can track your spending.

2. Parents play a role. Parents who help with wedding costs could offer a set amount, then allow the couple to spend the full amount on the wedding or adjust their wedding plans to hold some funds back for future needs. If a couple wants to go bigger, they can decide what they need to contribute.

3. Pick your priorities. Many details could be adjusted in a wedding – or left out. The food, facilities, flowers, photographer – they don’t all need to be the most expensive options. Think about ways to rely on friends and family to assist rather than hiring professionals.

4. Read the small print. Negotiate with those you hire to help. If signing a contract, know what you are agreeing to and what is or isn’t included.

5. Plan for what works for you. Outdoor weddings may be thought of as a “simple affair” but take a great deal more work and stress, and don’t forget weather-related contingency plans.

The Apostle Paul calls us to not be conformed to the world. A wedding ceremony may be one place to truly put this value into practice.

Marriage and money

Relationships require navigating difficult topics like money – but open and clear discussion about finances leads to a happier, more honest relationship. Get step-by-step advice covering cash flow, joint checking and savings accounts, wills, life insurance, and more at everence.com/marriage.