Before applying, please review the Mastercard credit card disclosures for the Everence Everyday Rewards Card or the MyNeighbor Card.
1Receive a 0% intro APR on balance transfers for 12 months. A 3% balance transfer fee applies. After the promotional period ends, the standard APR (17.99% as of September 1, 2026) applies to any remaining balance. Standard APR applies to purchases and cash advances. Interest begins to accrue on balance transfers as of the date the transfer posts. Offer expires March 31, 2027. Eligibility requirements, fees, terms and conditions apply. See everence.com/rewards for complete promotional details. Contact us for current rates.
17.99% fixed APR. Earn 3% cash back on eligible grocery, gas and EV charging purchases and 1% cash back on all other eligible purchases. Cash back rewards are automatically deposited into an Everence Federal Credit Union checking or savings account, designated by the member. Maximum cash back reward is $250 per statement cycle; minimum cash back reward is $5 per statement cycle. Certain restrictions and limitations may apply. Visit everence.com/rewards for complete details.
Everence Federal Credit Union is federally insured by NCUA.