Cash back on your everyday expenses

Turn routine purchases into meaningful rewards with the Everence® Everyday Rewards Credit Card.

Earn 3% cash back on eligible groceries, gas and EV charging purchases, plus 1% cash back on all other eligible purchases.

Plus: 0% intro APR on balance transfers for 12 months.

Everence rewards card for cash back

Reward categories

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3%

Cash back on eligible grocery purchases

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3%

Cash back on eligible gas purchases

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3%

Cash back on eligible EV charging purchases

Plus 1% cash back on all other eligible purchases.

From grocery runs to gas fill-ups and everything in between, the Everyday Rewards Card helps make your day-to-day spending more rewarding.

How rewards work

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1. Use your card

Make eligible purchases with your Everence Everyday Rewards Credit Card.

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2. Earn cash back

Earn 3% cash back on eligible groceries, gas and EV charging and 1% on all other eligible purchases.

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3. Reach the payout minimum

Earn at least $5 in rewards during a statement cycle to receive a payout.

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4. Receive your deposit

When payout requirements are met, rewards are automatically deposited into your selected Everence checking or savings account.

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0% intro APR on balance transfers for 12 months

Get temporary relief from interest on any existing balance when you move your balance to Everence Federal Credit Union during this limited time offer. A 3% balance transfer fee applies. Offer expires March 31, 2027. Eligibility requirements, fees, terms and conditions apply.

Why choose the Everence Everyday Rewards Card?

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Practical value

Earn cash back on purchases you already make every day. With ongoing rewards on groceries, gas and EV charging, there's no need to track rotating categories or changing offers.
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Simple experience

Rewards are automatically deposited into the member’s Everence checking or savings account when payout requirements are met.
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No annual fee

Enjoy the benefits of everyday cash back without paying an annual fee.
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Relationship-building

Regular card usage helps meet Relationship Checking account qualifications while earning cash back on the purchases you already make.

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Ready to get rewarded for everyday spending?

Apply for the Everence Everyday Rewards Credit Card or connect with your local branch to learn more.

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602

Toll-Free: 800-451-5719
Phone: 717-735-8330
Fax: 717-735-8331
Text: 717-735-8332
Email: [email protected]

Download the app: App Store | Google Play

Find an Everence Federal Credit Union branch, shared branch, or fee-free ATM near you.

CHOOSE THE CARD THAT FITS YOUR GOALS

Everyday Rewards and MyNeighbor

Image of the Everence Everyday Reward cash back credit card.

Everence Everyday Rewards Card

  • Ideal if: Members want cash back on everyday spending.
  • Primary benefit: 3% cash back on eligible groceries, gas and EV charging; 1% on all other eligible purchases.
  • Annual fee: No annual fee.
  • Interest rate: 17.99% fixed APR.
Individual MyNeighbor Credit Card

MyNeighbor Credit Card

  • Ideal if: Members want their purchases to support charitable giving.
  • Primary benefit: 1.50% of purchases donated to charity.
  • Annual fee: No annual fee.
  • Interest rate: 8.90% to 16.90% APR on unpaid balance.

Earn reward dollars for your favorite charitable organization – your Neighbor – through your normal spending. Every time you use the MyNeighbor credit card, Everence will donate 1.50% of the transaction amount to the Neighbor of your choice.

CONTACTLESS PAYMENTS

Add your card to mobile wallets

Everence Federal Credit Union members with a personal credit or debit card are able to use their mobile device to make purchases anywhere that accepts contactless payments. Just download or open Apple Pay, Google Pay or Samsung Pay app to get started.

CUSTOMER SERVICE

Rewards credit card resources

Credit limit increase request

You can request a credit card limit increase through our online form. Your request for an increase to your credit limit is subject to the approval of Everence.

Traveling?

Are you planning a trip? Let us know so we can help prevent issues with your cards while traveling!

Log in to online banking and select "Travel Alert" in the "Member Services" section.

Lost card

If your Everence Federal Credit Union Mastercard credit card is lost or stolen, please call 800-451-5719.

International cardholders may also call 800-451-5719.

Dispute a charge

If you wish to dispute a charge on your credit card account statement, please call 800-451-5719.

Ready to get rewarded for everyday spending?

Apply for the Everence Everyday Rewards Credit Card or connect with your local branch to learn more.

Disclosure

Before applying, please review the Mastercard credit card disclosures for the Everence Everyday Rewards Card or the MyNeighbor Card.

1Receive a 0% intro APR on balance transfers for 12 months. A 3% balance transfer fee applies. After the promotional period ends, the standard APR (17.99% as of September 1, 2026) applies to any remaining balance. Standard APR applies to purchases and cash advances. Interest begins to accrue on balance transfers as of the date the transfer posts. Offer expires March 31, 2027. Eligibility requirements, fees, terms and conditions apply. See everence.com/rewards for complete promotional details. Contact us for current rates.

17.99% fixed APR. Earn 3% cash back on eligible grocery, gas and EV charging purchases and 1% cash back on all other eligible purchases. Cash back rewards are automatically deposited into an Everence Federal Credit Union checking or savings account, designated by the member. Maximum cash back reward is $250 per statement cycle; minimum cash back reward is $5 per statement cycle. Certain restrictions and limitations may apply. Visit everence.com/rewards for complete details.

Everence Federal Credit Union is federally insured by NCUA.