Loan rates
Everence Federal Credit Union offers a competitive selection of loan rates.
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loan rates
Current loan rates
| Loan | As low as1 | |
|---|---|---|
| Auto or motorcycle loan | 2.99% | Apply online |
| Recreational vehicle loan | 7.49% | Apply online |
| Personal loan | 7.99% | Apply online |
| Personal line of credit | 8.99% | Apply online |
| Student loan: new student fixed-rate | 3.99% | Apply online |
| Student loan: consolidation fixed-rate | 2.95% | Apply online |
| Personal MyNeighbor credit card | 8.90% | Apply online |
| Interest only home equity line of credit2 | 1.99% | Apply online |
| 10 year home equity loan3 | 2.990% | Apply online |
| 15 year home equity loan3 | 3.490% | Apply online |
| 5/1 Adjustable-rate mortgage | 3.125% | Apply online |
| 5/5 Adjustable-rate mortgage | 3.625% | Apply online |
| 7/1 Adjustable-rate mortgage | 3.625% | Apply online |
| 10/10 Adjustable-rate mortgage | 4.250% | Apply online |
| 15 year fixed-rate mortgage | 3.125% | Apply online |
| 30 year fixed-rate mortgage | 3.625% | Apply online |
Effective date: December 1, 2021.
Apply for a loan
You can apply for a loan online or by contacting one of our offices.
Everence Federal Credit Union
2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: 800-451-5719
F: 717-735-8331
E: infocu@everence.com
Download the app: App Store | Google Play
Disclosure
Everence Federal Credit Union, NMLS #403410
The loan product and rate information is current as of the effective date shown. EFCU may offer other rates and terms or amend such rates and terms. Rates are subject to change without notice and established each quarter by the Board of Directors. Your rate may vary based on factors such as your credit history and payment method.
1 Lowest current rates are listed.
2 The introductory and sample variable annual percentage rate (APR) are based on new financing with an amount of $25,000 with an initial draw of $10,000 at loan closing and are current as of 06/01/2021. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in The Wall Street Journal on the last business day of the month plus a margin based on loan to value and credit worthiness. Your APR will depend on credit and loan terms. Maximum APR is 18%. Offer limited to 1st and 2nd mortgage liens on a 1-4 family residential property. Property insurance and/or flood insurance may be required.
3 To qualify for promotional rate, term loan must have minimum new money of at least $25,000.