loan rates

Current loan rates

Loan As low as1
Auto or motorcycle loan 2.99%
Recreational vehicle loan 7.49%
Personal loan 7.99%
Personal line of credit 8.99%
Student loan: new student fixed-rate 3.99%
Student loan: consolidation fixed-rate 2.95%
Personal MyNeighbor credit card 8.90%
Interest only home equity line of credit2 1.99%
10 year home equity loan 3.250%
5/1 Adjustable-rate mortgage 2.750%
5/5 Adjustable-rate mortgage 3.250%
7/1 Adjustable-rate mortgage 3.500%
10/10 Adjustable-rate mortgage 4.375%
15 year fixed-rate mortgage 3.125%
30 year fixed-rate mortgage 3.500%

Loan rate details

Effective date: June 7, 2021.

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Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: 800-451-5719
F: 717-735-8331

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Everence Federal Credit Union, NMLS #403410 

The loan product and rate information is current as of the effective date shown. EFCU may offer other rates and terms or amend such rates and terms. Rates are subject to change without notice and established each quarter by the Board of Directors. Your rate may vary based on factors such as your credit history and payment method. 

1 Lowest current rates are listed.

2  The introductory and sample variable annual percentage rate (APR) are based on new financing with an amount of $25,000 with an initial draw of $10,000 at loan closing and are current as of 04/01/2021. Applications are subject to approval. The variable rate APR adjusts monthly based on the prime rate published in The Wall Street Journal on the last business day of the month plus a margin based on loan to value and credit worthiness. Your APR will depend on credit and loan terms. Maximum APR is 18%. Offer limited to 1st and 2nd mortgage liens on a 1-4 family residential property. Property insurance and/or flood insurance may be required.