Savings rates

Everence Federal Credit Union offers competitive rates for all types of accounts.

Savings rates

Current savings rates

Savings accounts APY1
Savings 0.10%
Jubilee savings2 2.00%
Youth savings2 4.00%
 Indexed money market3 1.75%
HSAs 0.35%
IRAs 0.50%
Certificates4 3.10%

Savings rate details

Effective date: November 1, 2019

Certificate specials

Check out our certificate specials

For a limited time, we are offering certificates with special rates to help you save!

  • 3.00% APY for 60 months5 for youth
  • 2.55% APY for 31 months6
  • 2.05% APY for 25 months7
  • 1.55% APY for 13 months8

Plus, ask us about our special dividends! 

Learn more

Open an account

We can help you reach your financial goals – become a member and open accounts online or contact us for more information.

Personal online membership application Business and congregation membership application

Download the personal membership application: English | Español

Return the completed application in person, by fax or mail.

Everence Federal Credit Union

2160 Lincoln Highway E., Suite 20
Lancaster, PA 17602
Call or text: 800-451-5719
F: 717-735-8331
E: infocu@everence.com

Download the app: App Store | Google Play

Find an Everence Federal Credit Union near you.

Disclosure

The rate information is current as of the effective date shown.

1 APY = Annual Percentage Yield. Dividend rates vary according to account balance. Rates are subject to change without notice. Highest current rates are listed.

2 Applies to the first $1,000 in the account. Dividend rates vary according to account balance. Limited to an individual account - one per tax ID.

3 APYs are variable, based on the Fed Funds Target Rate. To obtain APY, account must be opened with minimum $5,000. Low balance fee if balance goes below minimum. Account transactions limited – exceeding monthly limits results in fees. Fees may reduce earnings. Offer limited to one account per tax ID. Offer, including rates, may change at any time without notice. Learn more. 

Rates vary depending on term. 

5 3.00% APY. For members under 18, only one youth certificate per member. Minimum balance of $50 with maximum balance of $500. This certificate will roll over into a 12-month certificate at the then current rate. Offers may be withdrawn at any time. Penalty for early withdrawal. Penalty waived if the youth takes out an Everence student loan.

2.55% APY. Minimum deposit of $500 required. Certificate will roll over into a 36-month certificate at the then current rate. Offers may be withdrawn at any time. Penalty for early withdrawal.

7 2.05% APY. Minimum deposit of $500 required. Certificate will roll over into a 24-month certificate at the then current rate. Offers may be withdrawn at any time. Penalty for early withdrawal.

 8 1.55% APY. Minimum deposit of $500 required. Certificate will roll over into a 12-month certificate at the then current rate. Offers may be withdrawn at any time. Penalty for early withdrawal.