Express auto loan encourages shopping at your convenience

Banking |

Make it easier to buy a car, take a check directly to the dealer.

Everence Federal Credit Union makes it more convenient to shop for a vehicle with our express auto loan.

Car shopping can be stressful, but it doesn’t have to be! This new service will reduce trips back and forth between the dealership and the credit union branch.

Members, current and new, approved for an express auto loan receive a “blank check.” With the check, you can skip financing through the dealer, arriving at the dealership with the payment already in hand. This makes the process quicker and more convenient – especially when shopping on a weekend, an evening or away from an EFCU branch. The check is valid for 60 days.

After finding your next vehicle, simply:

  • Complete the check.
  • Give the check to the dealer as payment.
  • Drive away in the new vehicle!

Currently our rates are as low as 3.74 percent1 And remember, you can receive a 0.50 percent interest rate discount for buying a “green” vehicle!

Talk with your local credit union branch if you have questions.

Everence brand mark


Sandra Camarillo
Marketing Intern

Let us put you in the driver's seat!

At Everence, we are here to help you save time and money with:

  • Great low rates
  • Green auto loan discount
  • Express auto loan

Learn more


The express auto loan check is only available at credit union branches.

APR = Annual Percentage Rate. APRs for a 60-month loan currently range from 3.74% APR to 16.24% APR for credit scores ranging from 650 and higher. Loan payment example: The monthly payment per $1,000 borrowed at 3.74% APR for a term of 60 months would require 60 monthly payments of $18.30 based on 30 days until the first payment. Rates, terms, offers and conditions are subject to change at any time based on market conditions. Your final rate and discounts are determined by your credit history. Approval is subject to meeting established credit criteria.