Direct Index Investing

Get further customization for your investment portfolio through optimized index investing:

• Transition management – Efficiently transition your portfolio to Everence, while managing tax liability and considering charitable giving opportunities when appropriate.
• Option to avoid individual stocks – If you want to avoid investing in a particular stock or industry – because you already own it, work for the company or other personal reasons – we will avoid adding it to your portfolio.
• Rebalancing when needed – Helps your portfolio stay in balance throughout rapid market moves.

We can help when you want your faith to inform you financial decisions. Here’s how we do it:

• Values investing – Everence offers portfolios that reflect faith-based screens.
• Individualized screening – Tailor the mix of screens to reflect your personal or corporate values, with options to exclude the segments that aren’t right for you. 

For taxable investors, we can balance lowering your tax bill with maintaining your portfolio’s recommended asset allocation:

• Tax-loss harvesting – We monitor your portfolio daily for opportunities to sell securities that decline in value and offset gains from elsewhere in your portfolios.
• Gains deferral – When we hold certain positions to defer, reduce or avoid taxes, we try to balance your portfoliosto control risk by underweighting similar securities.*
• Compliance strategies – Tax-loss harvesting managed to follow IRS rules on realizing losses when buying and selling the same security within a 30-day window.
• Taxes-saved reporting – A custom report will show you in detail the estimated taxes saved or deferred through active tax sensitive strategies.
• Tax budget – Set a maximum amount of capital gains taxes you are comfortable paying per year. We’ll continuously manage your portfolio to determine how to best implement your tax budget.